When opening an account online, your rates, terms and conditions will be determined by your state of residence.
State of Residence | Region |
---|---|
California | CA Region |
Connecticut | CT Region |
District of Columbia | DC Region |
Florida | FL Region |
Georgia, S. Carolina, Tennessee | SD/Southeast Region |
Illinois | IL Region |
Maryland | MD Region |
New Jersey | NJ Region |
New York | NY Region |
Nevada | NV Region |
Texas | TX Region |
Virginia | VA Region |
All other States* | SD/National Region |
*Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, Hawaii, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, N. Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, S. Dakota, Utah, Vermont, Washington, W. Virginia, Wisconsin and Wyoming. The National Region rates, terms and conditions also apply to accounts opened in the following military addresses, territories and possessions: Armed Forces Americas (AA), Armed Forces Europe (AE), Armed Forces Pacific (AP), American Samoa (AS), Guam (GU), Northern Mariana Islands (MP), Puerto Rico (PR) and US Virgin Islands (VI). |
Account | The Citi Priority Account Package Go to footnote 1 | The Citigold Account Package Go to footnote 2 | Other Citi Banking Account Packages Go to footnote 3 |
---|---|---|---|
Banking Access Limits | |||
ATM/Debit Daily Cash Withdrawal Maximum | $2,000 | $2,000 | $1,500 |
Daily Debit Card PIN and Non PIN-based Purchases Limit | $10,000 | $10,000 | $5,000 |
Banking Fees | |||
Money Order Fee | Waived | Waived | $5 |
Official Check Fee | Waived | Waived | $10 |
Checkbook Order Reorder (Standard) | WaivedGo to footnote 4 | Waived | Varies |
Stop Payment Request Fee | Waived | Waived | $30 |
Foreign Exchange Fee | WaivedGo to footnote 5 | WaivedGo to footnote 5 | 3.00% |
Checking Plus (variable rate) line of credit | |||
Rates | Variable Go to footnote 6 | based on Prime (Prime + 12.00%)Variable Go to footnote 6 | based on Prime (Prime + 12.00%)Variable Go to footnote 6 | based on Prime (Prime + 15.00%)
MortgageGo to footnote 7, Go to footnote 8 | |||
Rate or Closing Cost Benefits | |||
Personal Loans | |||
Rates | Citi Priority rate discount of 0.25% | Citigold rate discount of 0.25% | Standard Rates |
Citi Personal Wealth Management Investment Accounts (when self-service) Go to footnote 9 Learn More |
|||
CPWM Annual Investment Account Fee | WaivedGo to footnote 10 | WaivedGo to footnote 10 | $75 |
CPWM Annual | Account FeeWaivedGo to footnote 10 | WaivedGo to footnote 10 | $75 |
Citi Personal Wealth Management Investment Accounts (when Financial Advisor serviced) Go to footnote 3 Learn More |
|||
CPWM Annual Investment Account Fee | WaivedGo to footnote 10 | WaivedGo to footnote 10 | $75 |
CPWM Annual | Account FeeWaivedGo to footnote 10 | WaivedGo to footnote 10 | $75 |
Looking ahead
You're on your way with Citi Priority. Start benefiting
Citi). Not all products and services are provided by all affiliates or are available at all locations. CPB personnel are not research analysts, and the information in this Communication is not intended to constitute
research,as that term is defined by applicable regulations. to footnote reference 1
Terms, conditions and fees for accounts, products, programs and services are subject to change.
All home loans and lines are made by Citibank, # 4 1 2 9 1 5 equal housing lender, and are subject to Citibank's mortgage qualifications. Citigroup Global Markets and Citibank, are subsidiaries of Citigroup
., In License Number 0 9 0 3 0 6 7). Citigroup Global Markets and Citibank, , are subsidiaries of Citigroup and , Citigroup Global Markets is the BROKER ONLY, NOT THE LENDER. Citigroup Global Markets is a registered mortgage broker, Banking Department. In , Citigroup Global Markets is a licensed Mortgage Broker (↩Balances of $1 to $49,999.99: $500 off closing costs
Balances of $50,000 to $199,999.99: one eighth% off interest rate
Balances of $200,000 to $499,999.99: one quarter% off interest rate
Balances of $500,000 to $999,999.99: three eights% off interest rate
Balances of $1,000,000 to $1,999,999.99: fifty% off interest rate
Balances of $2,000,000or more: five eighths% off interest rate
A Citibank deposit account is required to receive the interest rate discount or closing cost credit.
Automated monthly transfers of the mortgage payment from a Citibank Deposit Account using automated drafting will be required. Actual interest rate discount or closing cost credit will depend on the level of the Citi Eligible Balances, which will be verified after final loan approval.
Deposit Account Balances must be in the account five
Business Days following final loan approval and Investment Account balances must be in the account six Business Days following final loan approval. Citi eligible accounts include a personal, consumer Citibank Deposit Account in which the borrower is a direct signer, Citibank , and Investments held in linked Citigroup Global Markets . (" ") accounts. The borrower must be an account holder on investment accounts. and annuity positions shown on linked Account statements are eligible (except tax qualified annuities under sections 401, 403, or 457 of the Internal Revenue Code). Balances from Citibank Business / Commercial accounts, ERISA accounts, Keogh accounts, Bank Collateral accounts, Foreign accounts, Fiduciary accounts, and Trust accounts where the borrower is only listed as the Beneficiary are excluded. All Custodial type accounts are excluded with the exception of Custodial accounts through Citibank or Pershing LLC where the borrower(s) is the beneficiary, which are eligible unless otherwise noted. Citibank that are not linked to a Citibank Deposit Account are excluded.The closing cost credit offer will be applied at closing and may not be used prior to closing. In Texas, the credit may not result in you receiving cash back.
If you are interested in Citi's banking account relationship offers, please contact your Home Lending Officer or Mortgage Representative. Speak to your loan officer about whether the relationship offer is best for you.
Citibank mortgage relationship pricing for Citibank account holders can only be applied prior to loan closing and is subject to account and balance validation. Citibank mortgage relationship pricing is subject to change without notice.
Glossary of terms for this offer: Business Day means Monday through Friday and does not include federal holidays; Eligible Balances means total funds showing in the account at the time we verify the balances less any funds we determine you will need for a down payment or closing costs; Deposit Account means a Citibank personal checking and/or savings account as well as certificates of deposit and money market accounts; Investment Account means
and investments held in Citigroup Global Markets . accounts.This offer contains information about U.S. domestic financial services provided by Citibank, N.A. and is intended for use domestically in the U.S.
↩© Citigroup
Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup or its affiliates, used and registered throughout the world.