Based on a mortgage in Los Angeles, California.
Buying a home means more than just a mortgage payment. Let Citi take you through the process, starting with the very first step — figuring out how much you can afford.Affordability calculator
Your credit score and debt-to-income ratio have a big influence on your home loan options and rates. Learn how lenders use them, as well as how you can improve them.
The purchase of a home comes with other expenses besides the down payment and monthly mortgage payments. Learn about the costs associated with the application process as well as closing costs.
Find out how to set a comfortable budget for your total finances as a homeowner by learning about what goes into a monthly payment.
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*The $500 credit at closing may not be applied to the appraisal fee. It may be applied to standard loan costs that are charged at closing and may include customary third-party and government closing costs. Mention offer code 10818 when calling. Offer cannot be combined with any other offer. Offer may be modified or withdrawn at any time without notice. In Texas, the credit may not result in your receiving cash back. Offer not available on home equity loans and lines of credit. If you are interested in Citi's banking account relationship offers, please contact your Mortgage Representative to see what offer is best for you.