Refinancing Your Home

Ready to refinance?

We'll guide you through the refinance application and help you find a loan that fits your financial goals.

Weighing your options?

Compare loan options and customize your rate to see what refinancing would look like for you.

Crunching the numbers?

Our calculator compares your current mortgage to a new one, so you can decide if refinancing is worthwhile.

Comparing refinance rates? See today's rates

Promotional offers

Special pricing for Citi customers

New and existing customers may qualify for a lower interest rate or closing cost credit on a mortgage.

Learn about Relationship Pricing

$500 off closing costs

Get a $500 credit toward your closing costs when you apply for a Citi mortgage.

Get started Certain conditions apply. Mention code 10818 to your mortgage representative.

A guide to refinancing your mortgage

There's a lot to consider before you choose to refinance. Our simple guide will help you figure out your goals and see if refinancing can help you meet them.

Check out Citi's refinancing guide

What are my refinancing options?

Learn about the different refinance options and see which is right for you and your situation.

Consider your refinancing options

Your refinancing learning center

What are the costs of refinancing?

Prepare your budget for the typical closing costs and fees you can expect to pay when you refinance.

What does the refinance application process look like?

Get step-by-step instructions on how to refinance and find out what you'll need to apply.

How much can I save by refinancing?

Find out how much you can save on your mortgage with a different rate or term.

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