Small Business Banking
Simple, Smart Solutions for Your Business

Earn great rewards for your small business

Whether you want to earn points, miles, or cash back: the choice is yours. Citi has a unique set of small business credit cards with benefits to help your business thrive.

The CitiBusiness ThankYou® Card is only available in Retail Branches

Learn more
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® / Costco Anywhere Visa® Business Card by Citi
All the lending products you need, when you need them

Loans From $5,000 - $3,000,000

Financing for buying equipment, expanding operations, and other specific long-term needs.

Lines From $10,000 - $3,000,000

Funds you can draw from as needed to manage your short-term, recurring or unexpected cash flow needs.

Loans From $250,000 - $3,000,000

Acquire, refinance or expand a Medical, Dental, or Veterinary practice.

Loans From $250,000 - $3,000,000

A secured loan for buying, refinancing or renovating your business space with fixed or variable rates.

What are the differences between loans and lines?

Loans


Borrow a fixed amount all at once

Ideal for long-term investments - for example, if you’re buying equipment or other fixed assets that may take several years to pay off.

Lines of Credit


Finance your short-term priorities

Cover payroll, seasonal expenses and more with a line of credit that offers the flexibility to repay and reuse funds up to your available credit amount.

How to Apply

Prepare your documents

Get the documents you need before you visit the branch

What to bring

Visit a branch

Complete an application after speaking with a specialist at your local Citibank branch

Find a location

Still have questions?

Get answers to common questions about Citibank credit and lending

Visit our FAQs

Call our customer service specialists

1-877-528-0990 (TTY 1-800-945-0258).1-877-528-0990 (TTY 1-800-945-0258).
We’re available Mon-Fri 7am to 11pm ET and Sat-Sun 9am to 5:30pm ET.

Business Banking Accounts

Put Your Money to Work, with CitiBusiness®

Checking Accounts

No matter what stage you’re at, Citi offers a range of checking accounts for every business, so you can manage all of your important checking needs in one place.

Savings Accounts

Keep your money growing and position your business for success with a CitiBusiness® savings account.

All commercial loans and lines of credit are made by Citibank, N.A., an equal credit opportunity lender, and are subject to satisfaction of Citibank's underwriting and credit approval.